Holiday insurance for your self-catering break.

It is always very sad when a family have to cancel their holiday plans or leave early because there is a crisis. It is rare, possibly once or maybe twice a year.

This year we had a group leave early because of health issues and have just had a cancellation email from the family that booked the August Bank Holiday weekend.

We can only presume that people have some sort of holiday insurance to cover their costs. A non-returnable booking deposit is just that - non returnable - so this is where holiday insurance comes in handy.

I hope I am wrong, but I have a suspicion that people don't take out insurance for UK holidays. Is it something about taking a flight that makes a holiday worthy of insuring?

Sometimes there is insurance bundled into your bank account fee - it is worth checking. But if not, can I just remind people that holiday insurance can be a good idea to cover any costs of a cancelled or curtailed holiday.